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Florida Elder Law

Medicare

Medicare is health insurance for the following:

• People 65 or older
• People under 65 with certain disabilities
• People of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant)

Medicare Part A (Hospital Insurance)

·         Helps cover inpatient care in hospitals

·         Helps cover skilled nursing facility, hospice, and home health care

Medicare Part B (Medical Insurance)

• Helps cover doctors' and other health care providers' services, outpatient care, durable medical equipment, and home health care
• Helps cover some preventive services to help maintain your health and to keep certain illnesses from getting worse

Medicare Part C (also known as Medicare Advantage)

• Offers health plan options run by Medicare-approved private insurance companies
• Medicare Advantage Plans are a way to get the benefits and services covered under Part A and Part B
• Most Medicare Advantage Plans cover Medicare prescription drug coverage (Part D)
• Some Medicare Advantage Plans may include extra benefits for an extra cost

Medicare Part D (Medicare Prescription Drug Coverage)

• Helps cover the cost of prescription drugs
• May help lower your prescription drug costs and help protect against higher costs in the future
• Run by Medicare-approved private insurance companies

From http://www.medicare.gov/navigation/medicare-basics/medicare-benefits/medicare-benefits-overview.aspx

Medicare Resources

• Booklet from Medicare Explaining Medicare Part A and Part B Benefits
• Medicare & You 2011

Florida Medicaid

Medicaid, is a joint federal-state program, subject to certain federal requirements, each state implements its own regulations on how the program is managed. Medicaid is not an entitlement program like Medicare, but rather a form of welfare. Medicaid eligibility is determined after the proper application is submitted to the state. There are many Medicaid insurance programs available in Florida, from basic medical coverage to nursing home programs. Information about Medicaid for long-term care in a nursing home or community setting, can be found onthe Florida Department of Children & Families website.

The Florida Department of Elder Affairs provides a wealth of information for seniors and care givers.

We assist seniors and their families in making the tough decisions regarding long-term care planning, including whether Medicaid eligibility may be an option.

Business, Corporate, and Estate Planning Attorney Vincent J. Profaci, P.A., assists Clients with Business Operation and Management, Business Succession Planning, Business Purchase and Sale, Estate Planning, Trust Administration, Wills & Trusts, Estate and Gift Tax Planning, Probate and Guardianship, Estate Administration, and Real Estate Law.  

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